Liana learns to cook authentic foods in Hawaii

Ever since she was diagnosed with leukemia, Liana has used baking and cooking as an outlet.  “My favorite food to cook is pasta and my favorite food to bake is cake,” Liana said.   Liana would stay in the hospital for a full week when she was first diagnosed. “After some time, it went down to three times a week, then twice a week, then we were going once a week for two-and-a-half years. Finally, that went down to once a month and now we are no longer in treatments,” said Liana’s mom, Mazal.  When Liana’s oncologist referred the her for a wish, the family knew Liana would choose something to do with baking, but she also loves swimming. That’s when Liana decided on her wish - to learn to cook authentic foods in Hawaii! ***********************************************************We are on a mission to raise $10,000 for Make-A- Wish Foundation ARIZONA, so for every house we sell this year we are donating a portion of our income to them. As you know Make-A-Wish Foundation does create life changing wishes for Arizona children with critical illnesses. The children we serve are fighting for their lives, and their families are doing everything that they can to help them in their battles. Last year they served thousands of children around Arizona. Chances are your family or someone you know has benefitted from the great work they do. Who do you know considering buying or selling a home you could refer to our real estate sales team? Not only will they benefit from our award- winning real estate service, a very worthy cause will benefit as well. I want to make it easy to refer your friends, neighbors, associates or family member.You can go to our website and enter their contact info online or forward the link to who you know considering a move. Of course you can always call me direct as well. Thank you so much for the referral!. "I Make Dreams A Reality In Realty"

Lower Mortgage Rates Boost Your Buying Power

    As rates drop, your monthly payment on your next home will too. Let’s connect to talk about how today’s rates boost your purchasing power.

Falling Mortgage Rates Are Bringing Buyers Back

If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent. After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut the Federal Funds Rate for the first time since they began raising that rate in March 2022. And while they don’t control mortgage rates, this sets the stage for mortgage rates to fall even further than they already have – especially since more cuts from the Fed are expected into next year. And lower mortgage rates are bringing more buyers back into the market. Lisa Sturtevant, Chief Economist at Bright MLS, says: “A drop in the cost of borrowing will help fuel more homebuyer demand . . . Falling rates will also bring more sellers into the market.” The best part? You can take advantage of that renewed buyer interest. As Rates Fall, Buyer Activity Goes Up The graph below illustrates the relationship between falling mortgage rates and rising buyer activity. The orange line represents the average 30-year fixed mortgage rate, while the blue line shows the Mortgage Bankers Association (MBA) Mortgage Application Index, which tracks the number of mortgage applications. As you can see, as mortgage rates (orange) come down, the Mortgage Application Index (blue) rises, showing more people start to re-engage in the process (see graph below): What This Means for You According to the National Association of Realtors (NAR), home sales increased in July, which was a welcome shift after four straight months of declines. If you're a homeowner thinking about selling, this uptick in buyer activity works in your favor. More buyers means more competition, which can lead to higher offers and shorter time on the market for your house. And, according to Edward Seiler, AVP of Housing Economics at the Mortgage Bankers Association (MBA), this trend is expected to continue: “MBA is expecting that slower home-price appreciation, coupled with lower rates, will ease affordability constraints and lead to increased activity in the housing market.” All in all, the market is becoming more accessible to a wider range of buyers, which could result in even more people looking to purchase a house like yours. With more buyers entering the market, now’s the time to start getting your house ready to sell. Bottom Line The recent decline in mortgage rates is already driving more buyers into the market, and experts project this trend will continue. Let’s work together to take advantage of this increased buyer demand and get your house ready to sell.